Terms And Conditions
Terms & Conditions – lendsimpl.ca
Effective Date: 01/12/2026 Brokerage License: #13763 (Mortgage Architects Network)
Acceptance of Terms
By accessing or using the lendsimpl website, submitting information, or requesting mortgage-related services, you agree to be bound by these Terms and Conditions and all applicable laws and regulations. If you do not agree, you should not use our services.
Services Provided
lendsimpl provides mortgage-related information, quote facilitation, and brokerage services. Mortgage quotes, rates, and terms are for informational purposes only and do not constitute a commitment, approval, or offer to lend. All mortgage products are subject to lender approval and applicable terms and conditions.
No Advice or Guarantee
Information provided by lendsimpl does not constitute legal, tax, or financial advice. While efforts are made to provide accurate and current information, mortgage rates, products, and availability may change without notice. lendsimpl does not guarantee the accuracy, completeness, or suitability of any information provided. Rates and offers can change at any time without notice.
User Responsibilities
You agree to provide accurate, current, and complete information when submitting inquiries or applications. You are responsible for ensuring that all information provided is truthful and not misleading. lendsimpl is not responsible for decisions made based on inaccurate or incomplete information provided by you.
Third-Party Lenders and Partners
lendsimpl works with third-party financial institutions, including banks, credit unions, and alternative lenders. lendsimpl does not control and is not responsible for the products, decisions, or actions of these third parties. Final mortgage terms are determined solely by the lender.
Communications and Consent
By using lendsimpl’s services, you consent to receiving communications from lendsimpl by email, SMS, or phone call related to your inquiry, application, or services, in accordance with our Privacy Policy. You may withdraw consent at any time, subject to legal or contractual limitations.
Intellectual Property
All content on the lendsimpl website, including text, graphics, logos, and trademarks, is the property of lendsimpl or its licensors and may not be reproduced, distributed, or used without prior written consent.
Limitation of Liability
To the fullest extent permitted by law, lendsimpl is not liable for any direct, indirect, incidental, consequential, or special damages arising from the use of, or inability to use, the website or services, including reliance on any information provided.
Indemnification
You agree to indemnify and hold harmless lendsimpl, its officers, employees, and representatives from any claims, losses, damages, or expenses arising from your misuse of the website or breach of these Terms and Conditions.
Governing Law
These Terms and Conditions are governed by the laws of the Province of Ontario and the applicable laws of Canada. Any disputes shall be subject to the exclusive jurisdiction of the courts of Ontario
Changes to These Terms
lendsimpl may update these Terms and Conditions at any time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms and Conditions.
Contact Information
If you have questions about these Terms and Conditions, please contact: lendsimpl Email: hello@lendsimpl.ca Phone: 416 299 6096