Privacy Policy
Privacy Policy – lendsimpl.ca
Effective Date: 01/07/2025 Brokerage Licence: #13763 (Mortgage Architects Network)
What is our policy?
By using lendsimpl.ca, you agree to our collection, use, and protection of your information as outlined here. Your privacy matters to us — we follow strict security protocols and comply with Canadian privacy laws including the Personal Information Protection and Electronic Documents Act (PIPEDA) to ensure your data is kept safe, secure, and confidential.
What information do we collect and why?
We collect the following information to serve you better: Personal details: Your name, contact information, and date of birth — so we can communicate effectively and identify your application. Mortgage-related information: Details about the property, financing needs, and mortgage preferences to find the right solution for you. Financial information: Employment status, income range, and credit score bracket to determine eligibility and secure competitive rates. Website data: Browser type, IP address, and usage patterns to improve site performance and enhance your browsing experience. This data allows us to provide tailored mortgage quotes and financing solutions that reflect your real situation — not assumptions.
How do we use your information?
We may use your information to: Process mortgage applications and communicate with lenders. Provide accurate rate quotes and financial advice tailored to your needs. Enhance your online experience on lendsimpl.ca through site improvements and personalized content. Meet regulatory and legal requirements in Ontario and across Canada.
Do we share your information?
We only share your information when necessary: With mortgage lenders, insurers, and credit bureaus to process your application. With trusted service providers who support our operations (e.g., CRM, marketing, compliance systems). When required by law or regulatory bodies. We do not sell your personal data — ever.
How do we protect your data?
We use encrypted systems, secure servers, and restricted access protocols to protect your information. Data is primarily stored in Canada and may only be transferred internationally under strict safeguards.
Your rights
Under Canadian privacy law, you can: Request access to your personal information. Ask for corrections or updates. Withdraw your consent for certain uses (subject to legal or contractual limits). To make a request, contact us at hello@lendsimpl.ca or 416-299-6096.
Updates to this policy
We may update this Privacy Policy periodically. Changes will be posted on this page with a revised effective date.