Private Mortgage Calculator
Borrowing Power + Interest-Only Cost in one place - generates one “Private Mortgage” report.
Borrowing Power
Additional amount you can borrow (LTV-based).
Inputs
Type of mortgage
Home value
Quick adjust-fine tune with the input above.
$
Current mortgage
Your existing mortgage balance.
$
Loan amount you want to borrow
Max available based on LTV: $520,000. This value stays synced with Interest-Only below.
$
Mortgage type
1st Mortgage (total loan = current + new)
Total loan used for Interest-Only
$720,000
Ready to get the report?
Generates a single Private Mortgage report (Borrowing Power + Interest-Only).
Results
Live estimate based on your inputs.
Updated live
Max at LTV
$720,000
Existing secured debt
$200,000
Additional available
$520,000
Utilization
28%
LTV
80%
Max at LTV
$720,000
Existing secured debt
$200,000
Additional available
$520,000
Utilization gauge
28%
Existing debt compared to your max allowable at LTV.
Interest-Only Cost
Monthly interest + fees (simple, modern, synced).
Updated live
Inputs
Loan amount you want to borrow (synced)
Max: $520,000
$
Total loan principal
$720,000
Rule
Principal = current mortgage + new borrow
%
Interest rate
Slide to adjust — or type exact rate.
%
Current: 6.99%%
Term
Only 3m / 6m / 1y.
12 mo
Fee breakdown
Mix percentage and fixed fees.
Total fees: $23,700
Lender Fees
Percent of loan • Computed: $14,400
%
Broker Fees
Percent of loan • Computed: $7,200
%
Legal Fee
One-time amount • Computed: $1,500
$
Other
One-time amount • Computed: $600
$
Results
Monthly interest
$4,194
Yearly interest
$50,328
Total interest (1 year)
$50,328
Cash in-hand (after fees)
$696,300
Principal
$720,000
Rate
6.99%
Term
1 year
Total fees
$23,700
Cash in-hand
$696,300
Breakdown (quick view)
Total interest$50,328
Total fees$23,700
Bars compare interest vs fees (not principal).